See How Home Equity Invoice Agreements Can Transform Your Construction Business
Homeowners are more likely to approve bigger projects when they don’t need all the cash upfront. HEIA removes budget barriers, allowing you to win higher-paying jobs. We connect you with homeowners actively looking for contractors who offer flexible payment options.
More approvals. Bigger projects. Less pushback.
Create your contractor invoice as usual. Instead of billing only for immediate cash payment, add a Home Equity Invoice Agreement (HEIA) option. The cash invoice converts into a secured percentage of the property’s after renovations value instead of just a flat cash payment.
Same invoice, same details—just a smarter way to get paid.
The homeowner signs the HEIA, ensuring your payment is legally backed by the property’s equity. They get flexibility to pay later using their home’s equity, making it easier for them to say yes to your bid. No extra work on your end, just a safer way to lock in your earnings.
If a bank can get paid this way, why can’t you?
You finish the project knowing your payment is already secured. No more chasing down homeowners for payments. The property can not be sold without you. No more "I’ll pay you when I get the money" excuses. You already where with the HEIA.
Need some cash upfront? HEIA allows upfront and monthly cash payments too.
Stand Out as a Pro Contractor: Contractors offering Home Equity Invoice Agreements (HEIA) receive Pro Contractor status, making them more visible to homeowners seeking partners to invest in real estate wealth building projects.
Win More High-Value Clients: Pro HEIA Contractors attract more serious, long-term homeowners looking to invest in lasting property improvements. clients who value quality and relationships.
Build Real Estate Wealth with Lasting Partnerships: Homeowners seeking HEIA options want to build relationships with contractors they can trust. Stand out to clients focused on long-term property value and wealth creation.
Free, Simple Registration: Listing your business is quick, easy, and 100% free. Showcase your expertise, highlight your HEIA offerings, and gain access to a broader client base.
Access to an Exclusive Community of Real Estate Professionals: Pro HEIA Contractors gain opportunities to collaborate with other real estate experts, expanding your network and enhancing your reputation in the industry.
Take the first step toward securing more clients and growing your business
Register for free and gain Pro Contractor status with HEIA today!
Old Fashion?
Print out a copy of our Pro Contractor Form and email it into
note: Only verified Pro Contractors receive a Pro Badge that highlights their ability to offer Home Equity Invoice Agreements (HEIA)—a powerful tool homeowners look for to increase property value and build lasting wealth. Requires at least an apprentice membership and use of a home equity invoice agreement.
Learn, Collaborate and Succeed Together
Get Paid with Equity-Based Payments – Earn more than just cash for your work. Earn appreciation while you sleep
Access Exclusive Leads – Be ready when the perfect job and numbers comes your way
Build Wealth Today – Start using the HEIA system now to grow your business beyond cash riches
Leverage, Maximize, and scale
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Home Equity Invoice Agreement Apprenticeship is a Professional Network Learning Hub crafted to help CONTRACTORS BUILD MORE WEALTH.
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These are just a few other real estate industries that the power of home equity invoice agreements are changing.
Real estate brokerages across the nation are transforming their business models through Home Equity Invoice Agreement (HEIA) licensing. This innovative approach allows brokers to grant their agents the power to facilitate renovation financing without traditional lending barriers.
The shift is remarkable. Brokers now position themselves as market innovators by offering agents HEIA license usage as part of their firms value proposition. No individual license fees for each agent. No complex training requirements. Just straight-forward documentation that opens doors to an untapped market of homeowners needing renovations.
The math is compelling. Traditional real estate transactions yield standard commissions for agents. But HEIA services? They enable agents to capture the 30% equity traditionally reserved for investors and banks in distressed property deals.
Think about that for a moment.
The process is surprisingly simple. An agent identifies a homeowner needing renovations. They connect them with contractors willing to convert their cash invoices into equity positions. The broker provides the HEIA framework. The agent facilitates the agreement. Everyone wins without banks taking their cut.
The target market is crystal clear - distressed property owners. The same homeowners traditionally targeted by wholesalers with lowball cash offers now have a better option. Agents can help these owners maximize property value through renovations without requiring immediate cash payment.
Quality control? It's built into the structure. The broker's HEIA liaison license allows them to novate equity percentages, maintaining oversight while empowering agents to serve clients effectively. WealthTradie's proprietary legal framework handles the heavy lifting, protecting all parties involved.
The traditional revenue model transforms too. Beyond standard listing commissions, brokerages tap into renovation profits previously monopolized by banks and investors. They're analyzing cost effectiveness and redistributing these gains to homeowners, agents, and contractors who facilitate HEIA solutions.
Integration is seamless. Brokerages add HEIA services to existing listings or target other agents' listings, offering homeowners and their current agents solutions for faster sales at higher prices. The focus? Properties with available after-repair equity to cover renovation costs without hidden fees.
Innovation unfamiliarity remains the primary challenge with many using HEIA. Yet this very challenge creates opportunity. Brokerages are becoming educational resources, helping homeowners understand this simplified approach to real estate leverage.
The joint venture structure is elegantly straightforward. Contractors convert standard cash invoices into equity percentages. Costs shift to closing. Homeowners maintain control. No bank fees. No interest charges. Just pure untapped equity conversion.
Smart brokerages see the writing on the wall. HEIA licensing isn't just another service offering - it's a fundamental shift in how real estate professionals can serve homeowners and themselves while capturing value traditionally lost to financial intermediaries.
Weather you are a Broker, Agent, or educational Investor grab your HEIA Liaison License TODAY for 50% off with an active real estate license.
Our community is designed for real estate professionals, including Realtors, Wholesalers, Investors, and anyone eager to learn, grow, and succeed in the real estate industry. Whether you’re just starting out or looking to scale your expertise, you’ll find valuable insights, practical strategies, and support from others on the same journey.
As a Apprentice member, you’ll receive access to a range of community-exclusive resources, including: Weekly industry insights to keep you ahead of trends. Access to expert-led discussions and Q&A sessions. Actionable tips, tricks, and strategies shared by experienced real estate professionals. Networking opportunities with like-minded members to share experiences and knowledge.A growing library of resources designed to empower your real estate journey.
the Contractor registry is completely free to register your construction business for.
To be listed with a Pro Contractor badge that offers Home Equity Invoice Agreements, at minimum an Apprentice membership is needed along with completing at least one Home Equity Invoice Agreement beforehand.
It’s easy! After joining, you’ll receive an email with a link to our members' portal. Just sign in with the credentials provided, and you’ll have access to all available content and community spaces. From the portal, you can browse resources, join discussions, and access content anytime, anywhere.
If you decide the community isn’t right for you, canceling is simple. Just visit your account settings in the members' portal and select “Cancel Membership.” You’ll be able to access your free membership benefits until the end of your current period. You can also unsubscribe from email updates anytime by clicking “Unsubscribe” at the bottom of any email we send.
Absolutely! Our team is here to help. For questions or further support, simply reach out through the “Contact Support” option in the members' portal, or send us a message via email. We’re committed to ensuring your experience in the community is as valuable as possible.
Our community is built around actionable real estate knowledge and hands-on support. Here’s what makes us unique:Direct access to industry pros who offer guidance on practical real estate strategies.Interactive community spaces where members share experiences, challenges, and advice.Ongoing support resources tailored to real estate professionals navigating a dynamic market.Free access to quality educational content aimed at growing your skills and enhancing your success.
Yes! If you’re ready to dive even deeper, we offer Pro membership options with expanded access, including advanced training, exclusive content, and one-on-one coaching. You’ll see details and options in your members' portal under Membership Upgrades.
Our community is a collaborative, friendly space where everyone’s input is welcome! Once you log in to the members' portal, you’ll find dedicated forums and chat rooms where you can ask questions, offer advice, and participate in live sessions. Feel free to introduce yourself and start connecting with others right away!
We’re here to support you! If you have additional questions, don’t hesitate to reach out via the “Contact Support” button in the members' portal. You can also email us directly, and we’ll get back to you as soon as possible.
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