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Get Paid Upfront and in Equity: Build Real Wealth with HEIAs

Discover how Home Equity Invoice Agreements Elevate Your Construction Business

Join the Pro Contractor Network (Free)

How a HEIA works

With Home Equity Invoice Agreements (HEIA), contractors win bigger projects and secure both cash and equity payments. Offer flexible payment options that remove upfront budget barriers, invoice just as you always do, let homeowners sign the HEIA to legally secure your earnings, and complete the work stress‑free while your share of the property grows in value.

Step 1: Find More Clients Without Upfront Payment Limits

Homeowners are more likely to approve bigger projects when they don’t need all the cash upfront. HEIA removes budget barriers, allowing you to win higher-paying jobs. We connect you with homeowners actively looking for contractors who offer flexible payment options.

More approvals. Bigger projects. Less pushback.

Step 2: Create an Invoice — Just Like You Already Do

Use your regular invoice, but add a HEIA option. Instead of getting just cash, you earn a secured equity share of the property’s after-repair value.

Same invoice, smarter payout

now you earn what lenders would and start building wealth like a real estate investor, not just a service provider.

Step 3: Homeowner Accepts & Secures Payment

The homeowner signs the HEIA, ensuring your payment is legally backed by the property’s equity. They get flexibility to pay later using their home’s equity, making it easier for them to say yes to your bid. No extra work on your end, just a safer way to lock in your earnings more secure than banks and lenders do.


If a bank can get paid this way, why can’t you?

Step 4: Complete the Work, Stress-Free

You finish the project knowing your payment is already secured. No more chasing down homeowners for payments. The property can not be sold without you. No more "I’ll pay you when I get the money" excuses. You already where paid with the HEIA. The longer you hold your equity, the longer it appreciates with the property!

Need some cash upfront? HEIA allows upfront and monthly cash payments too.

List your Construction Business

Gain Powerful Clients

  • Stand out as a Pro Contractor: HEIA contractors gain Pro status and premium visibility to serious homeowners seeking high-end projects.

  • Win more high-value clients: Attract long-term clients who value quality craftsmanship and wealth-building partnerships.

  • Build real estate wealth with lasting partnerships: Homeowners offering HEIA options want to work with trustworthy contractors for long-term property value.

  • Get exclusive tools & training: Apprentice membership includes the HEIA contract and HEIA calculator, plus step-by-step instructions to close more deals. Upgrade to Pro for advanced marketing materials and additional resources.

  • Free, fast registration & community: Listing your business is quick and free, unlocking an exclusive network of real estate professionals and investors.

Free homeowner leads diagram showing how Home Equity Invoice Agreements connect homeowners, realtors, wholesalers, general contractors and investors on the Contractor WealthTradie landing page.

Note: All businesses offering HEIA or flexible payments can be listed. Only verified members are marked as Pro Contractors, trusted for HEIA expertise through having completed at least one successful HEIA project

Business Information

(It Only Takes 2 Minutes!)

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WealthTradie does not give away your information to anyone besides listing it publically and providing it to homeowners in search of HEIA Contractors

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Skills Offered

Payment Preferences

Put "3" if negotiable
Put "3" if negotiable
Put 0 if negotiable
(how long before your equity is paid out in cash from home sale or agreement timeframe)

Your Contact Card

Will be used on your listing
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Old Fashion?

Print out a copy of our Pro Contractor Form and email it into

[email protected]

note: Only verified Pro Contractors receive a Pro Badge that highlights their ability to offer Home Equity Invoice Agreements (HEIA)—a powerful tool homeowners look for to increase property value and build lasting wealth. Requires at least an apprentice membership and use of a home equity invoice agreement.

Join the HEIA Movement

A Revolutionary Way to Get Paid with Cash and Equity

Join the HEIA Apprenticeship

For Contractors !

Learn, Collaborate and Succeed Together

Earn cash and equity on every job – use our HEIA contract and calculator to secure fair payment and grow your wealth.

Access exclusive leads & marketing support – be ready with our pre-qualified homeowners and professional marketing materials included in Pro membership.

Build long-term wealth – leverage HEIA partnerships to build equity over time and follow our free video course at freecourse.wealthtradie.com to master the process.

Grab the HEIA Pro Training For Contractors!

Leverage, Maximize, and scale

Get advance construction and real estate insight on how to leverage a home equity invoice agreement

Maximize your impact – leverage advanced HEIA training and marketing strategies to secure bigger projects and help more real estate professionals.

Done-for-you marketing & resources – access a complete library of templates, case studies, and video lessons to scale your business and impress homeowners.

INTRODUCING

The #1 Community for

Home Equity Invoice Agreement Contractors

Home Equity Invoice Agreement Apprenticeship is a Professional Network Learning Hub crafted to help CONTRACTORS BUILD MORE WEALTH.

FREE Bonuses

Access practical training on real estate, designed to help you actually build real estate wealth.

Private Community

You’ll connect with like minded individuals to support and inspire your journey.

Tools & Resources

Get access to exclusive tools, resources, and templates to implement a Home Equity Invoice Agreement.

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Who Else is Benefiting

These are just a few other real estate industries that the power of home equity invoice agreements are changing.

Home Equity Invoice Agreements are the ultimate collaboration in real estate

A Game-Changer for Construction Efficiency and Financial Collaboration

January 02, 20252 min read

Home Equity Invoice Agreements (HEIA) are revolutionizing how contractors, homeowners, investors, and real estate agents collaborate in construction and real estate projects. By addressing long-standing challenges—like payment delays, trust issues, and financing roadblocks—HEIA creates a streamlined approach that boosts efficiency, trust, and profitability for everyone involved.

Understanding HEIA: Solving the Industry’s Pain Points

For Contractors: Financial Security and Growth

  • Eliminate Non-Payment Risks: Contractors get paid directly through equity agreements, tying their earnings to the success of the property.

  • Stronger Client Relationships: With HEIA, contractors gain financial interest in the property, aligning their goals with homeowners and investors for higher-quality outcomes.

  • Expand Opportunities: Work with confidence, knowing delayed payments and funding gaps are a thing of the past.

For Homeowners: Unlocking Equity for Real Solutions

  • No Upfront Cash Required: Transform your home equity into a payment tool for construction projects.

  • Access Flexible Financing: Unlike traditional loans, HEIA uses the home’s existing equity to fund repairs or improvements.

  • Boost Property Value: Contractors are motivated to deliver exceptional work, knowing their compensation depends on the property's value.

For Investors: Manage Risk and Increase Profitability

  • Preserve Cash Flow: Use HEIA to tackle renovations without draining liquid assets.

  • Align Incentives: Contractors are incentivized to stay on schedule and on budget, as their profits are tied to the property’s value.

  • Scale Projects with Confidence: Move forward on multiple investments without the typical capital constraints.

For Real Estate Agents: Add Value to Your Clients

  • Leverage Trusted Networks: Facilitate HEIA arrangements to connect homeowners with skilled contractors offering flexible payment options.

  • Close Deals Faster: Use HEIA to address repairs and upgrades seamlessly, ensuring properties are market-ready.

  • Increase Client Satisfaction: Provide innovative solutions that position you as a trusted advisor.

How HEIA Streamlines Construction and Real Estate Projects

  1. Transparent Financing: HEIA replaces cash payments with equity, ensuring clear financial terms for all stakeholders.

  2. Strengthened Collaboration: Real-time communication and equity-based agreements reduce conflicts and delays.

  3. Empowered Stakeholders: Homeowners gain access to vital resources, while contractors and investors share in long-term financial success.

HEIA in Action: Transforming the Industry

Case Study: A contractor used HEIA to complete a large-scale renovation project. The homeowner avoided upfront costs, the contractor secured equitable payment, and the property’s increased market value benefited everyone. HEIA fostered trust and financial alignment throughout the project.

Why Choose HEIA?

Home Equity Invoice Agreements eliminate the traditional financial and operational headaches of construction and real estate. Whether you're a contractor, homeowner, investor, or real estate agent, HEIA provides a proven framework for success.

Take Action: Shape the Future of Construction and Real Estate

If you're ready to experience the power of Home Equity Invoice Agreements, explore how HEIA can work for you today. Let’s build a more collaborative, efficient, and profitable industry together.

home equity invoice agreementheiacontractorrealtoragentbrokerhomeownerreal estaterenovationsconstructionremodel
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STILL NOT SURE IF THIS IS FOR YOU?

Frequently Asked Questions

Q1: Who is this community for?

Our community is designed for real estate professionals, including Realtors, Wholesalers, Investors, and anyone eager to learn, grow, and succeed in the real estate industry. Whether you’re just starting out or looking to scale your expertise, you’ll find valuable insights, practical strategies, and support from others on the same journey.

Q2: What can I expect as a member?

As a Apprentice member, you’ll receive access to a range of community-exclusive resources, including: Weekly industry insights to keep you ahead of trends. Access to expert-led discussions and Q&A sessions. Actionable tips, tricks, and strategies shared by experienced real estate professionals. Networking opportunities with like-minded members to share experiences and knowledge.A growing library of resources designed to empower your real estate journey.

Q3: Is there a fee to join?

the Contractor registry is completely free to register your construction business for.

To be listed with a Pro Contractor badge that offers Home Equity Invoice Agreements, at minimum an Apprentice membership is needed along with completing at least one Home Equity Invoice Agreement beforehand.

Q4: How can I access the community?

It’s easy! After joining, you’ll receive an email with a link to our members' portal. Just sign in with the credentials provided, and you’ll have access to all available content and community spaces. From the portal, you can browse resources, join discussions, and access content anytime, anywhere.

Q5: Can I cancel anytime?

If you decide the community isn’t right for you, canceling is simple. Just visit your account settings in the members' portal and select “Cancel Membership.” You’ll be able to access your free membership benefits until the end of your current period. You can also unsubscribe from email updates anytime by clicking “Unsubscribe” at the bottom of any email we send.

Q6: Is there support if I have questions?

Absolutely! Our team is here to help. For questions or further support, simply reach out through the “Contact Support” option in the members' portal, or send us a message via email. We’re committed to ensuring your experience in the community is as valuable as possible.

Q7: What are the unique features of this community?

Our community is built around actionable real estate knowledge and hands-on support. Here’s what makes us unique:Direct access to industry pros who offer guidance on practical real estate strategies.Interactive community spaces where members share experiences, challenges, and advice.Ongoing support resources tailored to real estate professionals navigating a dynamic market.Free access to quality educational content aimed at growing your skills and enhancing your success.

Q8: Is there a way to upgrade my membership?

Yes! If you're ready to go deeper, upgrade to our Pro membership. You'll get complete HEIA training, advanced marketing strategies, templates, and one-on-one support. We also provide access to free video courses at freecourse.wealthtradie.com to accelerate your mastery.

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Q9: How do I participate in discussions within the community?

Our community is a collaborative, friendly space where everyone’s input is welcome! Once you log in to the members' portal, you’ll find dedicated forums and chat rooms where you can ask questions, offer advice, and participate in live sessions. Feel free to introduce yourself and start connecting with others right away!

Q10: What if I have more questions?

We’re here to support you! If you have additional questions, don’t hesitate to reach out via the “Contact Support” button in the members' portal. You can also email us directly, and we’ll get back to you as soon as possible.

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